Defense Navigator
Solvoria™ Defense Navigator

Your Step-by-Step
Defense Plan

Answer 6 questions. We build you a complete action plan — field-by-field document instructions, digital delivery options, personalized for your state and situation.

22Documents in your kit
50States covered
6Minutes to complete
$0Attorney required

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Question 1 of 6

Solvoria™ Defense Map — Personalized to Your Situation

Your action plan — 0 steps

Each step includes field-by-field instructions and digital delivery options.

STEP 1
📷 Fill documents on your phone or computer: Open any PDF from your kit in the Adobe Acrobat free app, iPhone Files app, or Google Drive. Tap any field to type. Save and email directly — no printer needed.
✓
Step complete! Progress saved.

Complete the checklist above, then mark this step done.

Solvoria™ Garnishment Calculator
Verify Your Employer’s Calculation

Enter your pay stub numbers. The calculator applies the federal CCPA formula and tells you the legal maximum — and whether your employer is withholding too much.

1
Your Pay Information (from your pay stub)
2
State Limits (see State Reference tab in your Garnishment Calculator Excel)
3
Legal Maximum (CCPA 15 U.S.C. §1673)
Disposable Earnings (gross minus mandatory deductions only)$0.00
Method A: X% of Disposable$0.00
Method B: Disposable minus protected threshold$0.00
⚡ LEGAL MAXIMUM (lesser of A or B)$0.00
4
Actual vs Legal
Legal Maximum This Period$0.00
Difference (+ = overpayment · − = within limits)$0.00
Enter your pay stub numbers above to see your verdict.
🛡️

Your Defense Plan Is Ready

Everything you need is in your Solvoria kit. Follow the steps below — no attorney required.

Your Full Action Plan
Optional — If You Have Questions
Solvoria™ Private Support Community

Sarah Jenkins and the Solvoria team review posts daily. Bring your specific state, your documents filed, and your exact question. This is support — not a requirement. You have everything you need to act independently.

Join the Support Group →